Choosing your first bank account is very important. Is associated with the first job and important life decisions. It often stays with us for many years. That is why it is important to choose them wisely.
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Don’t rely on chance because you may incur unnecessary costs. What? For example, the account maintenance fee . Choose one that is free. Thanks to this, if you are out of work, you will not incur unnecessary expenses. Unfortunately, in many cases the account selection is random. Most often, we decide on a given bank, because someone from family or friends recommended it to us. It also happens that after creating an account it does not meet our expectations. For some, the conditions under which they were created are acceptable, while for others they are unprofitable. Therefore, it is not worth following the opinion of others. We recommend visiting outlets, checking online offers and making sure the benefits of joining a given bank will help us. It is certainly worth considering creating an account during the promotion for new customers. It is even an ideal offer for people who set up their first account for profit reasons. Most promotions require you to regularly receive money from your account as compensation. The number of transactions carried out with the card is also important. Sometimes a specific amount of payment is a condition of using the promotion. Thanks to this, you can earn extra money from the bank.
Low cost of use
For young people it is very important, especially when they study and do not have a stable source of income. Due to the low costs, they usually decide on those accounts that are directed directly at youth or students. It’s a good choice because these bills are cheap to maintain (about PLN 5). There are also free accounts – usually without an additional card. The usual ones are free, but only for those who actively use card payments.
All for 0 PLN
Be alert to these types of messages. Banks often refer to completely free accounts in their ads. It is worth noting, however, that these accounts are free provided that additional conditions are met, e.g. card transactions for a minimum of PLN 300 per month. Another sensitive point is card fees issued for the account . Those who do not read the promotional offers in detail think that everything is free. Meanwhile, after three months, the bank starts charging fees. Promotional offers are often interesting and profitable, but you must remember to read all the conditions carefully so as not to waste unnecessarily accumulated funds.
This is a problem for many people. Unfavorable offers propose free withdrawals only from our bank’s ATMs. In many cases, it is also the case that a bank charges a commission even for using the Cashback system. Therefore, be alert and read the GTC (General Terms and Conditions) . This document is available on every bank website.
Are you planning to set up your first account? In our financial comparison website you will find as many as 40 offers. Check and compare the best personal accounts!